{
 "dataset": "Mortgage Affordability Calculator: Price-to-Income Ratio, 1963–2025",
 "source": "US Census Bureau",
 "fred_series": "MSPUS",
 "fred_url": "https://fred.stlouisfed.org/series/MSPUS",
 "unit": "x",
 "frequency": "annual",
 "coverage": "1984-2025",
 "data_through": "Q3 2026",
 "publisher": "CapitalWire",
 "page": "https://infornkn.com/data/mortgage-affordability/",
 "license": "CC BY 4.0",
 "attribution": "CapitalWire, from US Census Bureau via FRED",
 "observations": [
  {
   "year": "1984",
   "value": 1.3
  },
  {
   "year": "1985",
   "value": 1.3
  },
  {
   "year": "1986",
   "value": 1.4
  },
  {
   "year": "1987",
   "value": 1.6
  },
  {
   "year": "1988",
   "value": 1.7
  },
  {
   "year": "1989",
   "value": 1.8
  },
  {
   "year": "1990",
   "value": 1.8
  },
  {
   "year": "1991",
   "value": 1.8
  },
  {
   "year": "1992",
   "value": 1.9
  },
  {
   "year": "1993",
   "value": 2
  },
  {
   "year": "1994",
   "value": 2
  },
  {
   "year": "1995",
   "value": 2
  },
  {
   "year": "1996",
   "value": 2.1
  },
  {
   "year": "1997",
   "value": 2.1
  },
  {
   "year": "1998",
   "value": 2.1
  },
  {
   "year": "1999",
   "value": 2.2
  },
  {
   "year": "2000",
   "value": 2.3
  },
  {
   "year": "2001",
   "value": 2.4
  },
  {
   "year": "2002",
   "value": 2.6
  },
  {
   "year": "2003",
   "value": 2.7
  },
  {
   "year": "2004",
   "value": 3
  },
  {
   "year": "2005",
   "value": 3.2
  },
  {
   "year": "2006",
   "value": 3.3
  },
  {
   "year": "2007",
   "value": 3.3
  },
  {
   "year": "2008",
   "value": 3.2
  },
  {
   "year": "2009",
   "value": 3
  },
  {
   "year": "2010",
   "value": 3.2
  },
  {
   "year": "2011",
   "value": 3.3
  },
  {
   "year": "2012",
   "value": 3.5
  },
  {
   "year": "2013",
   "value": 3.7
  },
  {
   "year": "2014",
   "value": 4
  },
  {
   "year": "2015",
   "value": 3.9
  },
  {
   "year": "2016",
   "value": 4
  },
  {
   "year": "2017",
   "value": 4.1
  },
  {
   "year": "2018",
   "value": 4.1
  },
  {
   "year": "2019",
   "value": 3.8
  },
  {
   "year": "2020",
   "value": 3.9
  },
  {
   "year": "2021",
   "value": 4.6
  },
  {
   "year": "2022",
   "value": 5.3
  },
  {
   "year": "2023",
   "value": 5
  },
  {
   "year": "2024",
   "value": 4.9
  },
  {
   "year": "2025",
   "value": 4.7
  }
 ]
}